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How to receive online payments in India

How to receive online payments in India?

How to receive online payments in India?



Though digital payments adoption is going high, there is a certain segment that is either not aware of the new digital payment methods or is reluctant to adopt them. This blog aims to educate them about different ways to receive online payments in India. This can be easily adopted by even the ones who are not that tech-savvy.

With the increase in card and mobile wallet usage, the payment with cash is declining. The use of online ways of payments is further propelled by government awareness programs and regulations in India such as ‘Cashless India’.

This makes it essential for businesses to have inbuilt ways to receive online payments to keep up with the trend and competition. This trend is soon going to become a routine. This is the perfect time to be future-ready.

Online Payment Methods

Digitalization has given so many ways to receive online payments. With time, it has evolved and become a lot better. New features are added and convenience has been introduced.

Let us first check out the individual payment methods as under and then we shall move forward to understand the best way to accept payments for businesses:

     Mobile Payments

A mobile phone has replaced a physical wallet. The customer can pay using the below-mentioned ways using their phones.

UPI/BHIM - This has become a very popular method for payments due to its convenience and speed. You simply need a UPI ID and a PIN to pay.

Mobile Wallets - It is like a physical wallet with a digital balance. It requires completing a KYC process to continue using its services but it is very useful to make different types of online payments. All major wallets also contain the UPI payment options.

Mobile Banking - This has various functions like checking the bank balance, making bank transfers, making UPI payments, etc.

     Card Payments

Debit cards and credit cards are among the popular payment methods. Card number, CVV, Cardholder name, and PIN/Password are required to make the payment with the card.

     Net Banking

Payment can be directly made through your bank account log-in known as Net Banking.

     QR code

Upon scanning a QR code with the supported apps, the customer can make easy and instant payments through UPI as well as a mobile wallet.

Apart from these, the customers can also pay through the swipe machine, scanning physical QR codes, etc. Some of the methods are already in the full stream for the offline stores.

When talking about online stores, what would be the best way to receive online payment?

The answer is a PayKun Payment Gateway.

The reason is very simple - it is capable of providing a secure way to make payments with all the options mentioned above. Let us check the salient features of receiving online payments in India with PayKun.

PayKun Payment Gateway Features

A payment gateway can be a merchant account with a bank or a payment aggregator. Considering the benefits a payment aggregator provides such as more online payment options, cost-effectiveness, easy activation, etc; it is best to receive online payments in India with a payment aggregator. PayKun is such a payment aggregator in India.

With PayKun, the businesses can accept payments with 120+ payment mode options including that of credit card, debit card, wallets, UPI, Net Banking, QR code, and EMI.

It has the lowest per-transaction rates (TDR) and there are no other charges such as set up fees, maintenance charges, etc. It is the most affordable payment gateway in India.

Its security compliances such as PCI DSS, AES Encryption, and SSL certification; among others make transacting highly safe and secure.

It supports multiple currencies of all major countries which means the businesses can accept the payments globally.

You need not be tech-savvy to use PayKun. Various functions such as registering a merchant account, integrating (add) into a website or app, adding a payment button, using its Payment links, accessing the smart merchant dashboard, etc. have minimum to no technical requirements.


It is a simple registration process in which the business (merchant) needs to upload the basic details and documents for a brief review process.


Ready plugins and SDKs, robust APIs, detailed technical documentation, and free assistance make it hassle-free to add PayKun to a website or app. Simply register and then all further processes can be coordinated with its team.

Payment Links

Even without a business website or application, you can use the PayKun payment gateway with the help of the payment links.

Payment Button

Adding a payment button is easy. An embed code is to be created with the help of a payment link that requires no prior technical knowledge. This ready embed code of a customized payment button can then be added to the website or the blog page.

All in all,

Receiving online payments in India is a piece of cake with PayKun. You can accept through the Website, App, or Payment Links; Or even add a payment button. With any form, you can give a secure option to make online payments to your domestic and international customers with multiple payment options.



















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